Creditreform

商安信（上海）企业发展股份有限公司 was founded in 2008 as a digital technology company providing international business information (BI) and business analytics (BA). It focuses on global corporate and commercial data integration and is dedicated to developing and implementing commercial credit assessment models and application scenarios. In 2015, the company was listed on the National Equities Exchange and Quotations as the first credit reference stock. Flagship offerings include a Global Business Information Platform that enables global search, large-scale data access, risk prevention, credit evaluation, and media monitoring to deliver insights into global business conditions. Commercial credit evaluation services cover enterprise credit assessments, company identification, ongoing operational tracking, and corporate public opinion management. A Big Data Middle Platform, built on big data, model algorithms, and an application platform, provides multi-domain and multi-scenario data services via APIs. ESG PRO conducts one-click ESG assessments for over 27 million companies in China to comprehensively evaluate corporate sustainability across environmental, social, and governance dimensions. Solutions include business information solutions such as credit reports, SME credit reports, in-depth research reports, and global corporate intelligence reports; commercial credit evaluation solutions covering credit assessment, corporate credit profile building, credit promotion services, and credit risk prediction and management; business certification solutions including compliance reports, on-site verification, real-time business risk monitoring and alerts, supplier comprehensive certification and evaluation services, and global on-site verification and assessment services; and comprehensive business solutions such as the Global Business Information Platform, ESG PRO, instant global buyer search and lead generation, industry analysis and research, data cleansing and API integration, and enterprise credit control and risk control implementation. The 3A Credit Research Institute was established on 25 July 2018 under the group, bringing together experts in credit scoring, big data, and related fields. Leveraging core strengths in corporate information data analysis and evaluation, it focuses on developing commercial credit scoring systems tailored to the Chinese market. Its proprietary corporate credit risk assessment model aligns with international standards. In partnership with Germany’s Creditreform, the company formed a modeling team that developed the short-term solvency index (SI) rating system and the short-term probability of default (PD) index. These products achieve seamless connectivity with the European SI rating system, supporting Chinese enterprises in expanding into international markets. In 2023, a Big Data Center was established in Wuhan Optics Valley to provide strong technical support based on big data, model algorithms, and application platforms, strengthening the company’s modern technology ecosystem. The Shanghai customer relationship service center leverages extensive data resources, cutting-edge big data analytics, and advanced AI technologies, remaining customer-oriented to deliver professional, efficient, and comprehensive service support that enables continuous business innovation and development.